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  • CashFlow 5-10-10-75™

CashFlow 5-10-10-75™, 

by PerennialLIFE™ 

is now available on App Store and  Google Play 

Save, Give, Spend Smart,Spend Less, Invest... and you'll prosper!

  • CashFlow 5-10-10-75™ automatically divides your income into four “buckets”: 75% Living Expense, 10% Saving, 10% Charity, 5% Community Investment.

Why allocate your dollars using

CashFlow 5-10-10-75™ ?

So that you can be financially empowered and ready, in all seasons, whether it’s a #SHTF emergency or that lifetime opportunity you’ve been preparing for. 

Also, it is through Saving, Giving, and Investing (in your  Kinship Communities) that opportunity, relationship wealth and resilience flourish.

The CashFlow 5-10-10-75™ App is ideal as a first financial "primer" for ages 17+. It acclimates our young people early, to wise spending and good financial stewardship habits that lead to wealth building, wellness, self-preparedness, healthy self-esteem, and regard for our common humanity. 

CashFlow 5-10-10-75 is accurate and personal in revealing the user’s spending, saving, and giving habits, which have every impact on life-cycle preparedness, prosperity, resilience, and relationship wealth.

The "Bucket" allocation percentages cannot be changed...and that's a good thing!

If you find yourself maxing out your 75% living expense bucket and  “dipping” into your savings, community, and charity buckets, that’s between you and the app, and no one else. Many of us experience cash flow imbalance at one time or another!

CashFlow 5-10-10-75 is intended as a financial education tool. It is not intended for use as a primary repository of your financial data or bank information.

Once downloaded, the app's core features work without Internet. This helps conserve data plan consumption by users, and remains fully functional without Wi-Fi.

Download & Rate our App! Opt-in to receive our FREE PerennialLIFE Publication (February 2023 PDF) with Preparedness Pay$ opportunities! 

    How to Use the App 


    • There is no password required to ENTER. 

    • To enable a password to protect access to your Income, Deductions, and Transaction Log Data, click on CREATE Password

    • Enter a new Password and click SAVE NEW PW 

    • To CHANGE Password, enter CURRENT password

    • Enter your desired password, re-enter (Confirm) your desired password

    • Click on “Save New PW”

    • SELF-PREPARE to remember your password! This is an off-grid app. It  has no online Internet back-up or reset functionality! 

    • If you forget your password, you’ll need to re-install the app and start over. We suggest using your latest actual bank balance as starting INCOME.

    • ALWAYS leave the CashFlow 5-10-10-75 App from the Login Page, or else the app remains Open on the Home Page, where everyone can see your business!


    • On first use, click on "RESET" to initialize all “BUCKET” balances to zero. The app is then ready to use.

    • Subsequent use of this button resets income balances to zero. There's no UNDO!


    • Add Income in text box, in USD format only. Enter Memo. Click ENTER. Your input is split into 5%,10%,10%,75% "BUCKETS”, as shown in the DEDUCT SECTIONS below.

    CAVEAT: Entering an amount improperly may result in $NaN result. Do not use any punctuation, other than the period "." to indicate cents,  i.e. 43.41


    • Add deduct amount and short memo in desired bucket, and click Deduct icon.

    • Amounts will be deducted from total balance, bucket balances will be updated.

    • User will be segued to the respective Transaction log.

    • Hit the Back button to return to Home Screen


    • The LOG record time and date of a Saving, Community Investment, Charity, or Expense entry.

    • Click on a row to delete it, or slide right, from left edge to delete it. There is no Undo

    • Slide left, from right edge, and click Delete All Rows, to delete all. There is no Undo.

    CAVEAT: DELETING a transaction line item or deleting all records DOES NOT REVERSE the math, or alter the CURRENT BALANCES of your BUCKETS!

    Thank you for your interest in the CashFlow 5-10-10-75™ App, by PerennialLIFE  

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    Perennial Preparedness NC Mission...

    To build a preparedness-strong economy of limitless opportunity for patrons & subscribers.

    Perennial Preparedness of North Carolina dba PerennialLIFE , PO Box 28775, Raleigh, NC 27611      

    Phone: 919.371.8207

    Ephesians 6:11 “Put on the whole armor of God...”  Be spiritually, financially, and strategically prepared in all seasons.

    © Copyright 2020-2022 Perennial Preparedness of NC. All rights reserved and content may not be reproduced without permission.   PernnialNC.TV™, PerennialLIFE™, PerennialLIFE.TV™, CashFlow 5-10-10-75™, CashFlow5101075.TV™ are trademarks of Perennial Preparedness NC 

    Affiliate Disclosure

    Updated: December 2022

    Perennial Preparedness NC believes in transparency.

    Some of the links on this website are affiliate links.

    We participate in affiliate advertising programs designed to provide a means for sites to earn advertising fees by linking to them.  This means if you click on a link and purchase an item we may receive an affiliate commission.

    We are disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.”

    There is no additional cost to you to purchase products through these links and we only share information about products we feel are useful to our readers.

    Before we share information about a product, we ask:

    ·  Is there any evidence that it helps you be more financially, strategically or spiritually prepared?

    ·  Is it something we would use ourselves?

    ·  Do we think it could help others?

    Our affiliate or authorized representative links include:  Amazon,, Damsel in Defense

    Amazon Affiliate Disclosure

    We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to and affiliated sites.

    We are a community partner for

    Damsel in Defense

    Pam Kelly, owner of Perennial Preparedness NC, is an authorized representative of Damsel in Defense products

    #life-cycle preparedness  #lifecyclepreparedness #revivethrive  #5101075   life-cycle preparedness #revivalution2023  rebuilding the village

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